Edge Pay
Easy Wage Access
A digital platform that enables employers to give employees early, controlled access to their already-earned wages, before payday. No loans. No debt. Just access to what they've earned.
Max Withdrawal
50%
of monthly salary
Service Fee
5%
per withdrawal
Available From
Week 2
of each month
Cost of access. The 5% service fee is charged per withdrawal. If used in every pay cycle this is equivalent to approximately 130% per annum. Example: withdraw ₦50,000 and you receive ₦47,500, with ₦50,000 offset at your next payroll. See full rates & fees.
How It Works
A simple, automated process from employer onboarding to employee withdrawals.
Employer Creates Account
Employer signs up and funds their platform wallet to support employee withdrawals.
Enroll Employees
Employer adds employees and inputs their salary details into the platform.
System Calculates Limit
Platform automatically calculates each employee's 50% eligible withdrawal amount.
Employee Withdraws
From the 2nd week of the month, employees request withdrawals up to their limit.
Auto Reconciliation
Withdrawn amounts are automatically offset during the next payroll cycle.
Simple & Transparent Fees
A 5% service charge applies on each withdrawal — deducted automatically before funds are disbursed.
Example Calculation
Value Proposition
For Employers
- Improved employee satisfaction and retention
- No need for informal salary advances
- Better workforce productivity
- Simple employer dashboard to manage all employees
- Full visibility of withdrawal history and balances
For Employees
- Reduced reliance on high-interest loans
- Immediate access to already-earned wages
- Lower financial stress and improved well-being
- Simple mobile and web access
- Transparent balance tracking